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Dr. Ayesha Afzal

Assistant Professor, Department of Economics

Dr. Afzal received the Best Paper Presentation Award at the 12th International Conference on Business Management at BIMCH and University of Jayewardenepura, Srilanka in December 2015. Dr. Afzal serves on the editorial advisory board of three academic journals including "Economic Research", "Annals of Economics and Finance" and "The Lahore Journal of Business". She is also Patron to the Lahore School Finance and Investment Society. She is the recipient of a Gold Medal for finishing at the top of her class.


Research Interests

Economic Development, Political Economy, Financial Intermediation, Financial Intuitions, Financial System


Teaching

Financial Economics, Development and Growth Economics, Banking, Business Economics, Risk Management and Financial Statement Analysis


Publications

  • "The Impact of Market Discipline on Banks' Capital Adequacy: Evidence From an Emerging Economy, The Lahore Journal of Business, 2015, Vol4 (1), 61-73.
  • The Impact of Financial Liberalization on the Credit System of Pakistan: Historical Perspective, Research Journal of Recent Sciences, 2013, Vol 2(3), 74-80.
  • Can Current Earnings Predict Future Cash Flows? A Literature Survey, Research Journal of Recent Sciences, 2013, Vol 2(2), 76 - 80.
  • Interest Rate Spreads in an Emerging Economy: The Case of Pakistan's Commercial Banking Sector, Economic Research, 2012, Vol 25(4), 987 - 1004.
  • Size, Diversification and Risk: Preliminary Evidence from Commercial Banks in Pakistan, Pakistan Journal of Commerce and Social Sciences, 2012, Vol 6(2), 282 - 296
  • Some Preliminary Evidence on Stock Price Bubbles in an Emerging Market, The Romanian Economic Journal, 2012, XV (44). 55 - 86.
  • Market Discipline in Commercial Banking: Evidence from Market for Bank Equity, The Lahore Journal of Economics, 2011, Vol 16(SE), 233 - 254
  • Size and Value Premium in International Portfolios: Evidence from 15 European Countries, Czech Journal of Economics and Finance (Finance a uver), 2011, Vol 16(2), 173 - 190.

Conference Presentations

Determinants of Bad Asset Quality: Findings from Banks in an Emerging Economy, 4th International Conference on Advances in Social Science, Management and Human Behavior, Rome, Italy, December 2016.

What Determines Non Performing Loans in Pakistan?, Centre for Economic Research in Pakistan, Lahore, August, 2016.

Impact of Market Discipline on the Capital Adequacy of Banks: Evidence from an Emerging Economy, 12thInternational Conference on Business Management, BMICH and University of Sri Jayewardenepura, Colombo, Sri Lanka, December 2015

Market Discipline, Capital Adequacy and Bank Behavior: Case of Pakistan, 3RS Annual Conference Third on Managing Business in Pakistan, Lahore School of Economics, Lahore, Pakistan, April 2015

Discussant, for the research presentation on "Money or Management? A field experiment on constraints to entrepreneurship in rural Pakistan, Conference on "Microfinance and Enterprise Development - Research Prospects and Challenges", The Lahore School of Economics and University of Oxford, Lahore School of Economics, Lahore, Pakistan, April, 2015.

Size, Diversification and Risk: Preliminary Evidence from Commercial Banks in Pakistan, 1XA Conference on Managing Business in Pakistan, Lahore School of Economics, Lahore, Pakistan, December 2012

Market Discipline in Commercial Banking: Evidence from Market for Bank Equity, 8th Conference on Management of Pakistan Economy, Lahore School of Economics, Lahore, Pakistan, May 2011


Ongoing Projects

Editorial Advisory Boards
I am on review panel of the following journals


  • Economic Research
  • Applied Economics Letters
  • The Lahore Journal of Business

Honors and Awards

  • Recipient of Gold and Silver Medals for Roll of Honour (Top) and Deans List (Top 10%) in Batch of 2001.
  • Received the Best Paper Presentation Award at the 4th International Conference on Advances In Social Science, Management and Human Behaviour in Rome, Italy, December 2016.
  • Received the Best Paper Presentation Award at the 12th International Conference on Business Management at BIMCH and University of Jayewardenepura, December 2015.

Degrees :
PhD Economics (Specialization in Financial Economics), Lahore School of Economics, Pakistan
M.Phil. Economics (Specialization in Financial Economics), Lahore School of Economics, Pakistan
M.Sc. Economics and Finance, Lahore School of Economics, Pakistan

Email :ayeshaa@lahoreschool.edu.pk; ayesha.afzal@area.ox.ac.uk
Tel : +92 (0)42 36560936 Ext 261
Office : H3

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